Guides to Borrowing

Do you find yourself juggling multiple debt repayments each month? What if you could merge these all together into one single outgoing? That is exactly what debt consolidation loans are designed to do. But with so many factors at play—like existing debts, repayment history, or applying for a new loan—you might be wondering how debt … Continue reading “Does debt consolidation affect your credit score?”

We’re all eagerly waiting to take advantage of the amazing deals and offers that retailers will be putting together for Black Friday. Last year around £2.7 billion was spent on Black Friday alone, with the average Brit spending £275 on deals and products. There’s a lot on offer but how do you know if a … Continue reading “Black Friday Dos and Don’ts”

Interest rates are an expected part of finance. We want them high when saving and low when borrowing, but what actually causes them to change? How big of an impact do they have? With the economy shifting we have begun to get so much news around why interest rates are going up, discussions about the … Continue reading “Interest rates: what are they, and what causes them to change?”

Published: 04/11/22 Latest update: 09/01/23 Financial fraud and related scams can cause havoc with your finances, not to mention the stress they can undoubtedly put you under. We want to keep everyone ahead of the game when it comes to frauds, scams and the latest tricks criminals are using to get into finances and accounts … Continue reading “Scam awareness: keeping you up to date and alert”

Published: 25/10/2022 There are so many variations when it comes to borrowing, it can get confusing knowing which ones would work for you. There are cards for spending, cards for balance transfers, cards with rewards… how do you know which type of credit card is the best pick for you? Here at Aro we want … Continue reading “Credit cards: which one is right for you?”

As a credit broker, loan fraud prevention is always on our radar. Sadly, scams and fraud do happen. And fraudsters often prey on people in search of a loan with the lure of unbelievable deals. Here are a few things you can do to help protect yourself from getting caught out.

Sometimes, we can get into trouble with money. We miss a payment or we struggle to make repayments. It can get even harder when this leads into even more trouble. Before long your heads in a spin and you don’t know which way is up. We are here to help navigate you through your finances … Continue reading “If you can’t repay a loan”

Nothing brings a headache like financial worry. And if you do get into difficulties with your finances, the situation can become incredibly stressful. However, there are steps you can take to start improving your financial health – and your peace of mind.

In a nutshell: a balance transfer is where all (or some) of your credit card debt is moved across to a card with a better (lower) interest rate. Still want to learn more about balance transfers? Check out how balance transfers work on our blog today.

So, what are some cheap ways to borrow money? Well, it’s all down to how much money you need, and what type of borrowing is right for you. Let’s take a look at different ways of lending to help you make the right choice.