Guides to Borrowing

Not a clue where to start with buying your first home? Don’t worry. Although the idea of getting on the property ladder can be pretty daunting, the process isn’t as complicated as it first seems. To help give you a clear idea of how to buy your first home, we’ve run through each step in … Continue reading “First-time buyer’s guide: How to buy your first home”

There’s a lot of loan options out there, and one of the most important factors in choosing the right loan for you is to make sure it matches your finances and needs. Our goal is to give you the confidence you need when making borrowing decisions. If you’re looking to take out a £11,000 loan, … Continue reading “£11,000 loan guide: How to borrow £11k today”

If you’re repaying multiple debts and finding it difficult to stay on top of them all, or simply looking for a more manageable way to repay, a debt consolidation loan could help. By combining your debts into a single monthly repayment, there’s only one thing to keep track of—giving you some additional peace of mind. … Continue reading “Secured loans: Interest rates”

If you want to borrow a large amount, or spread repayments over a longer period of time, you’ll probably need a secured loan. Lending large sums of money can be a big ask, even for established lenders. Of course, if they had a fallback option providing a little extra security, there’s less risk holding them … Continue reading “What is a secured loan and how does it work?”

If you’re repaying multiple debts and finding it difficult to stay on top of them all, or simply looking for a more manageable way to repay, a debt consolidation loan could help. By combining your debts into a single monthly repayment, there’s only one thing to keep track of—giving you some additional peace of mind. … Continue reading “Debt consolidation loan eligibility: Am I eligible?”

If you’re repaying multiple debts and finding it difficult to stay on top of them all, or simply looking for a more manageable way to repay, a debt consolidation loan could help. By combining your debts into a single monthly repayment, there’s only one thing to keep track of—giving you some additional peace of mind. … Continue reading “Debt consolidation: No guarantor”

Gambling has become a common pastime for many people in the UK. Whether it be sports betting, online games, bingo, and more, gambling comes with an array of financial risks—including the potential to negatively affect your credit score. In this article, we will be taking a look at how gambling—and more specifically online gambling—can influence … Continue reading “Does gambling affect your credit score in the UK?”

If you’re looking to take out a 12-month loan, you might be wondering whether it’s a good way to borrow, or where there are ways to improve your chances of getting approved. In this guide, we’ll explore all there is to know about 1-year loans and how to apply, so that you can make a … Continue reading “12-month loan guide: How to get a 1-year loan today”

When you’re looking to borrow money, the length of time over which you’ll repay the loan is one of the main factors you’ll have to consider. By spreading repayments over a longer period with a long-term loan, you’ll generally be paying less each month as a result. Sounds ideal, doesn’t it? Of course, this comes … Continue reading “Long-term loans guide – are they a good way to borrow?”

Money can be a constant worry for many, with the lingering threat of a bad credit score putting any future large purchases and plans at risk. Car finance, mortgages, long-term loans, and similar can all be impacted by a bad credit score—simultaneously, these borrowing methods can all cause changes to your existing credit rating. In … Continue reading “Does financing a car affect your credit score in the UK?”