My Car Credit with Aro

My Car Credit’s goal is to make car finance as simple and as accessible as possible, no matter your credit score. They help people buy the cars they actually want on budgets they can afford. Part of Evolution Lending, My Car Credit is an award-winning car finance broker that puts its customers first.

My Car Credit offer hire purchase (HP) car finance to help you spread the cost of your next vehicle in more manageable monthly instalments. With hire purchase, you won’t be the legal owner of the car until the end of your agreement and the last payment has been made.

My Car Credit also offer personal contract purchase (PCP) agreements. With PCP, the devaluation of the car over the course of the agreement is factored into the repayment amount. This means that the monthly repayments can be slightly lower than with HP, however there will be a larger balloon payment at the end of your contract if you wish to keep the car.

• Car finance from £3,000 to £50,000
• Terms from 24 to 60 months