Find the wedding loan that’s right for today, and for tomorrow
- Search for wedding loans on the Aro Marketplace
- Our eligibility check won’t harm your credit score
- Aro is a credit broker, not a lender
Wedding loans. Let’s get your plans off the ground.
Wedding loans, let’s keep it short and sweet
With a wedding loan through Aro, you really can have your cake and eat it too. Our lenders offer personal loans of up to £35,000 to help your wedding plans become a reality.
If you’re a homeowner, you could also consider a homeowner loan. Our lenders offer homeowner wedding loans from £10,000 and you can spread the cost over 1 to 30 years.
Your home may be repossessed if you don’t keep up repayments on a mortgage or any other debt secured on it.
How can I pay for my wedding?
Deciding how to pay for a wedding can feel a little daunting, can’t it? Don’t worry, Aro is here to help. Luckily for you, there are plenty of options available to finance your wedding. All we suggest is you take the time to research what finance option is the right one for you and your financial circumstances.
Want to break the cost of your wedding down into more manageable monthly payments? Then a personal loan could be perfect for you. If you’re eligible for a personal wedding loan, you’ll receive a fixed amount from the lender, which you’ll need to repay in monthly instalments, plus interest, for the term of your loan.
Looking to spend more than £35,000 or need to spread the cost over a bit longer? Well, let’s get stuck into homeowner loans. As the name suggests, you’ll need to be a homeowner to take out a homeowner loan to fund your wedding. A homeowner loan is secured against your property, so if you’re unable to repay your loan, as a last resort the lender could sell your property to cover your costs.
Please be aware, your home may be repossessed if you don’t keep up repayments on a mortgage or any other debt secured on it.
If you have a less-than-perfect credit score, a guarantor loan could be a way of accessing the money you need for your big day. It means a family member, like a parent, or friend will agree to cover the cost of the loan if you can’t pay it back.
So, you want some money towards your wedding but don’t want the long term repayment commitment. Then a credit card could be just what you’re looking for. We need to point out though, interest rates can be high so make sure you’ll be able to meet the monthly repayments if you need to borrow over a longer period.
Alternatively, you could look for a credit card with a 0% interest purchase deal. You could then spread the cost of the wedding across the 0% interest period, paying it off each month without paying a penny on interest. Just remember that, if you haven’t repaid the balance by the time the 0% period ends, the card’s usual APR will apply to any remaining balance. If you do find yourself debating whether or not a wedding loan is right for you, check out our in-depth guide about everything to do with wedding loans.
How much can I borrow?
Great question and it all comes down to your personal circumstances. To figure out the amount they’ll offer you, lenders will look at things like your credit score and affordability.
Before you start planning your big day based on a big budget you should check your eligibility and see what you’d be allowed to borrow, and the best thing is with Aro you can do this without affecting your credit score.
Can I add someone else to my wedding loan search?
Yes, as long as you have their consent you can check your eligibility alongside another person, like your soon-to-be spouse. This can sometimes boost your affordability and improve your loan options. To add someone else to your search, give our friendly team a call today on 0800 432 0142.
What are the benefits of wedding loans?
By taking out a wedding loan, you can access a large lump sum of money instantly and pay it back over time in more affordable monthly repayments. This can be helpful if you need to pay for any big costs up front, like the venue or catering, or you simply want to spread out the cost of your wedding.
What should I think about before taking out a wedding loan?
- Don’t borrow more than you need
- Ensure you can comfortably afford the monthly repayments
- Be aware with a homeowner loan, your home could be used to cover the cost of your loan if you can’t pay it back
Can I get help with my finances?
If you’re worried about money, Money Helper can offer you free, impartial advice on how to improve your financial situation.
We do things right, so you can get it right
Doing the right thing is our number one thing. Our commitment to putting customers first is unmatched.
Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk.
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