Who is eligible for a mortgage?

To be eligible for a mortgage, you’ll need to have a few things going for you.

4 critical factors to be eligible for a mortgage

  • You must 18 years old or older.
  • A deposit of at least 5% of the property’s value.
  • An income (or joint income) that would allow you to comfortably make your mortgage repayments.
  • A healthy credit score.