Spruce up your space with a home furnishing loan

  • Loan amounts from £1,000 to £35,000
  • Check your eligibility with zero impact to your credit score
  • Aro is a credit broker, not a lender

Finance new sofas, washing machines, fridges and more…

Searching a wide selection of lenders in the UK, we can show you your options for home furnishing loans, helping you borrow right today for the home you want tomorrow.

Home furnishing loans can be taken out with a range of amounts and repayment terms, tailored to your own personal situation and credit score. Our soft search will show you your options quickly and easily, with no impact on your credit score.

Answers at your fingertips

What is a home furnishing loan?

A home furnishing loan is usually a personal loan used to buy new furniture, such as a sofa or washing machine. With a personal home furnishing loan, you’ll borrow a fixed amount over a set amount of time, then pay it back in monthly instalments, plus interest.

How much can I borrow?

There’s a lot of variety for personal loans on the market, with loans from £500 up to £35,000. Just keep in mind that the exact amount you will be eligible to borrow will vary depending on your own circumstances.

What can I use a home furnishing loan for?

Put simply, making your house a home. You could use a home furnishing loan for a new sofa, washing machine, replacing the carpets and more. Ultimately, the money can be put towards anything you wish to add to your home.

Can I take out a homeowner home furnishing loan?

There are definitely options to look at for that. Borrowing money for home furnishings can be taken out as homeowner loans instead. These may allow you to borrow amounts over £35,000, but to be eligible, you’ll need to be a homeowner.

Your home may be repossessed if you do not keep up on repayments on a mortgage or any other debt secured on it.

Can I take out a joint home furnishing loan?

Some lenders offer exactly that option, giving you the ability to add a partner, friend or relative to your eligibility check, provided you have their permission and both of you meet the eligibility criteria. If you wish to make a joint loan application, guarantor loan application or wish to discuss your options, give us a call.

Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk.