First-time buyer’s guide: How to buy your first home
Not a clue where to start with buying your first home? Don’t worry. Although the idea of getting on the property ladder can be pretty daunting, the process isn’t as complicated as it first seems. To help give you a clear idea of how to buy your first home, we’ve run through each step in … Continue reading “First-time buyer’s guide: How to buy your first home”
What is a repayment mortgage and how does it work?
If you’re a homeowner, or in the process of buying your first home, you’ll know that the type of mortgage you choose can have major implications on what you pay in the long run. Widely considered to be the most popular mortgage type in the UK, repayment mortgages are just one of the many loan … Continue reading “What is a repayment mortgage and how does it work?”
What is a fixed rate mortgage and how does it work?
If you’re a homeowner, or in the market for your first home, you’ll be no stranger to the role of mortgage rates and the impact they can have on your mortgage payments. Mortgage rates dictate the amount of interest you pay each month, partially based on wider economic factors outside of your control. This means … Continue reading “What is a fixed rate mortgage and how does it work?”
First charge mortgages explained
Buying a house can be a bit of a minefield. Particularly when it comes to the plethora of financial and legal terms you come across as you navigate your way through the process. Whether you’re making sense of a loan-to-value ratio, or trying to understand the difference between fixed and variable rate mortgages, it can … Continue reading “First charge mortgages explained”
Buying a second home: Our guide for second property buyers
Whether you’re looking for a holiday retreat, or want to bolster your income with a buy-to-let, buying a second home can be an alluring goal for many homeowners. While you might be familiar with the house buying process, there are a number of rules, steps and tax implications when buying a second home that are … Continue reading “Buying a second home: Our guide for second property buyers”